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Insurance schemes insure you against fire, theft and loss of property. If you have insured our property, you can be rest assured
you will never suffer any monetary loss. Suppose your car is stolen you can get another car. So, there is no change before
or after loss. You are fully protected.
When this concept is extended to your health, you cannot say you are fully protected. The entire medical expenses could
be borne by the insurance company. But it cannot save you from the physical and mental suffering. Only money is given as compensation.
If one loses his leg, insurance policies can never make the loss disappear, like it does in the case of loss of the car. Even
if the insurance company provides for a highly advanced artificial leg, it will not be the same as having our own leg!
Now let us look at the concept of Life Insurance. Can insurance companies protect your life? It is ironical to call it
as "Life Insurance". In all fairness it should be called "Death Insurance". On death some money is paid.
How could this be called Life Insurance?
The true Life Insurance is one that ensures that you live happily so long you live. This can be called Emotional Insurance.
Emotional Insurance is a typical insurance scheme that ensures your life is fully protected from pain, suffering, bad
luck and problems at work/ home. Once you take this policy you can have a problem free life. You can enjoy every minute of
life and never need to undergo any suffering.
Just like the conventional insurance policies, Emotional Insurance cannot stop the events from happening. But, unlike
the conventional way of providing monetary compensation for the loss, Emotional Insurance can prevent loss. In other words,
once you are covered under the Emotional Insurance Scheme, you will not undergo any mental suffering.
Emotional Insurance makes you see events in their true dimension. What others might call as a problem or crisis, you will
see it as a situation. Consequently you will be able to react to the situation without getting clouded by emotion.
Conventional insurance can give monetary compensation for the loss. But without Emotional Insurance you might be shocked
with the enormity of the problem and see it as a major crisis in your life. As a result you might break down completely and
not be able to recover from the shock for a long time. This may further aggravate the problem on hand.
An example.
A young husband dies, and the wife becomes a mental wreck. The physical death of the man cannot be prevented. But the
mental death of the wife can be totally prevented. Imagine the situation of the children of the couple. Father is dead and
the mother is shattered! Imagine the trauma the wife's parents may go through!
Emotional Insurance is the perfect solution. It cannot prevent the death of the husband. But it can certainly prevent
the entire crisis that is associated around the physical death.
So it is very important that you cover your life with Emotional Insurance. How do you take Emotional Insurance Cover?
It will not be as difficult as you would imagine. Obviously you cannot pay money and take this policy. You need to spend time
and effort.
Taking Emotional Insurance Policy is a three-step process.
Step 1: You should understand the importance of the Emotional Insurance and really feel the necessity for the same. How
soon you will get the cover depends on how serious you are in taking the Emotional Insurance.
Step 2: Emotional Insurance also needs a one-time payment just like conventional insurance schemes. This one time payment
is obtaining the KNOWLEDGE. It is stated in the Bible "And ye shall know the truth, and the truth shall make you free"
John 8:32
Step 3: In addition to the one-time payment at the time of taking the policy you need to pay daily premiums. The daily
premium is to do one’s work with utmost sincerity without paying any attention to the fruits of work. "Your
right is to work only, but never to its fruits; Let not the fruit of action be thy motive, nor let thy attachment be to inaction"
Bhagavad Geeta, Chapter 2 Verse 47.
Just like conventional insurance, you will need an Insurance Agent to guide you through all these steps. Those who know
the true meaning of whatever religion you follow can guide you in taking the Emotional Insurance. If you are really serious,
you will take the guidance of a teacher. It is possible to get the Emotional Insurance cover within a matter of few days.
You will then be able to lead a joyful life forever.
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